Vital stats

Age 29 Pre-tax salary £40k Post-tax monthly salary £2,402 after tax and company pension Monthly rent £800 including bills. I live in Holland Park, which is in Zone 2, but is charged at the Zone 1 rate on the Tube. Student loan None Monthly subscriptions Spotify at €11.99. It’s in euros as it is connected to an Irish bank account. Travel to work £112 Monthly disposable income £1,490 Monthly savings All of what is not spent, so about £1,000 to £1,200