Solve your money problems . . . for free

These readers saved thousands by getting advice here – you could do the same with a Telegraph Money Makeover

Faced with soaring inflation and spiralling energy and tax bills, many families across Britain are struggling. During this cost of living crisis we face huge dilemmas over how to keep up with surging costs while also protecting our savings from being eaten away and ensuring we are still setting aside enough to meet our important life goals such as retiring early, buying a first home, covering the cost of care or giving yourself enough to travel the world.

It is not unheard of for financial advisers to charge 3pc of your investments to create a plan, plus 0.5pc a year just to keep an eye on it. This is where Telegraph Money can help. In our Money Makeover feature, we ask two experts to devise saving and investment plans that fit readers’ specific aims and demands – free of charge.

Our plans do not replace tailored financial advice, but offer an outline of how to get started. We have experts available who can help with property-related goals; there are also savings and investment specialists who can explain how to make the most of your pension or prepare for an early retirement.

If you would like to be considered, please get in touch at money@telegraph. co.uk, following the instructions above. Please include as much detail as possible about your specific aims.

On this page we feature the dilemmas posed by three readers who have had a Money Makeover in the past. To see our experts’ answers visit telegraph.co.uk/ money/money-makeover.